Insurance Fraud Without Shame or Limits
Anyone who thinks insurance is a quiet or uneventful business has not been paying attention to the scale and audacity of modern insurance fraud. Some […]
California Insurance: Regulation or Restraint?
Among insurance professionals, Florida and California are often cited as cautionary tales. Each state has developed persistent dysfunction in its home and auto insurance markets—but […]
Florida Tort Reform at Two: Measuring the Impact on Insurance Stability
March 24 marks the two-year anniversary of Florida’s sweeping tort reform legislation, signed into law by Governor Ron DeSantis in 2023. The reforms—most notably House […]
Insurance in Review: What 2024 Revealed About the Industry’s Strength
Predictions of an imminent collapse in the property and casualty insurance sector did not hold up against reality in 2024. Newly released financial results show […]
After the Next Storm: Who Will Be Responsible for Disaster Response?
Communities across the country are grieving after catastrophic flash flooding swept through central Texas over the July 4 weekend, claiming more than 100 lives. The […]
Predictable Pricing, Loyal Policyholders: Using Climate Intelligence to Reduce Rate Shock
Most households can manage a small, incremental insurance premium increase. A two or three percent adjustment may require some budgeting, but it rarely causes alarm. […]
3 Practical Ways Insurers Can Build Catastrophe Risk Awareness Among Homeowners
For generations, owning a home has represented security, independence, and financial progress. It’s a cornerstone of the American Dream—offering families the chance to put down […]
California’s Evolving Approach to Wildfire Modeling—and the Impact on Property Insurers
California’s property insurance market has been under extraordinary strain for years, driven largely by increasingly severe wildfire losses and a steady retreat of insurers from […]
California’s Shift on Wildfire Risk Modeling—and What It Means for Property Insurers
California regulators are taking meaningful steps to address the state’s deepening property insurance challenges. After years of shrinking availability and rising risk, the California Department […]
7 Ways Producer Data Can Shape Smarter Broker Compensation Decisions
Claims will always dominate an insurance carrier’s expense sheet—but commissions often come in a close second. Payments to agents, brokers, and distribution partners represent a […]