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Cotality

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Predictable Pricing, Loyal Policyholders: Using Climate Intelligence to Reduce Rate Shock

December 23, 2025 admin 0

Most households can manage a small, incremental insurance premium increase. A two or three percent adjustment may require some budgeting, but it rarely causes alarm. […]

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3 Practical Ways Insurers Can Build Catastrophe Risk Awareness Among Homeowners

December 23, 2025 admin 0

For generations, owning a home has represented security, independence, and financial progress. It’s a cornerstone of the American Dream—offering families the chance to put down […]

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California’s Evolving Approach to Wildfire Modeling—and the Impact on Property Insurers

December 23, 2025 admin 0

California’s property insurance market has been under extraordinary strain for years, driven largely by increasingly severe wildfire losses and a steady retreat of insurers from […]

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California’s Shift on Wildfire Risk Modeling—and What It Means for Property Insurers

December 23, 2025 admin 0

California regulators are taking meaningful steps to address the state’s deepening property insurance challenges. After years of shrinking availability and rising risk, the California Department […]

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